Best Financial Advisors in Saanich, BC

Are you wasting resources? Almost everything in our lives requires time, energy, or money… often all three! (Money, of course, is the result of time and energy). So, it is worth asking ourselves if we are really getting the most value out of our time and energy. This is often a budgeting exercise, but it is worth looking at for all our activities. Generally, things in life fall into three categories: Things we need to keep doing: Working, buying groceries, etc. These are the basics for survival, and we can’t get rid of any of them. But we can find more efficient ways of doing them. Switch two decent jobs for one good job or become better in the kitchen, for example. Things we should do, but don’t: Activities like diet, exercise, saving for the future, developing our career can all help better our quality of life. These aren’t easy, but they are worthwhile, and, on some level, we know we should be doing one or more of them. Often, we lack the time and energy due to the third category. Things we keep doing, even though we don’t need to: These are the activities that, at some point, we perceived to be necessary. Our circumstances may have changed but we keep doing them anyway. Some can be removed from our lives to free up considerable time and energy… like working a second job just to service credit card interest. If you need help removing some of those activities brought on by the burden of debt, then contact our office for a free confidential consultation.