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Why filing out ICBC forms inaccurately can be fatal to your claim When making an ICBC claim it is important to be very careful in the information you provide, as often providing inaccurate information in your claim can lead to a denial of your coverage. One of the most common bases through which ICBC denies claims is via Section 75 of the Insurance Vehicle Act, Section 75 states as follows: Forfeiture 75 All claims by or in respect of the applicant or insured are invalid and the right of an applicant, an insured, or a person claiming through or on behalf of an applicant or insured or of a person claiming as a dependant of the applicant or the insured, to insurance money under the plan or an optional insurance contract, is forfeited if (a) the applicant for coverage under the plan or the optional insurance contract (i) to the prejudice of the insurer, falsely describes the vehicle in respect of which the application is made, or (ii) knowingly misrepresents or fails to disclose in the application a fact required to be stated in it, (b) the insured violates a term or condition of or commits a fraud in relation to the plan or the optional insurance contract, or (c) the insured makes a wilfully false statement with respect to the claim. In other words, ICBC will look to deny a claim where they are provided false or misleading information about the claim.
