Best Personal Injury Lawyers in Markham, ON

Generally you are entitled to Statutory Accident Benefits which are payable no matter how the accident happened or whose fault it was. They are payable by the insurance company of the car you were in or alternatively, the insurer of any vehicle you own at your home or are deemed an insured under the policy. If you were injured as a pedestrian or a cyclist, the insurance company of the car that hit you may be liable to make these payments, if you are not considered an insured under another car insurance policy. If you are a passenger, if you are not considered an insured under another car insurance policy, you can claim benefits through the policy of the driver.

Your necessary medical and rehabilitation expenses will be paid firstly by any benefits you have from your employment and then by the automobile insurance company. If your injury is serious enough, then there is available up to $1 million for these expenses from the automobile insurer. However, that insurer, through Regulations and other means, tries to curtail its payment as much as possible and it is advisable to have legal assistance with these claims if you are to have any hope of recovering all the costs of them. If you do not suffer a an injury that is considered catastrophic, you can be entitled to up to $65,000.00 for your medical and rehabilitation expenses and/or attendant care expenses. If you suffer an injury which is minor, you are entitled to $3,500.00 for your medical and rehabilitation expenses. If you have purchased optional benefits, you can be entitled to up to $100,000.00 or up to $1,000,000.00 in medical and rehabilitation expenses, including attendant care.

If you were employed at the time of the accident or in the 26 weeks prior and you are declaring your income, you are entitled to Income Replacement Benefits. The payments are made as follows:70% of your gross income from your employment, but not to exceed $400.00 net per weekFor example, if you received $1,000.00 per week before tax, you would be entitled to receive up to $700.00 gross per week. This means that the automobile insurer would pay you $400.00 net per week. If you have purchased optional benefits when you purchased your auto insurance, you can be entitled to up to $600, $800 or $1,000 per week. However, if you had a benefit plan from your employment, this plan would have to be used first to pay up to its limit, and any shortfall to get $700.00 per week would be made up by the appropriate automobile insurer.

You are entitled to Statutory Accident Benefits which are payable no matter how the accident happened or whose fault it was. They are payable by the insurance company of the car you were in or alternatively, the insurer of any vehicle you own at your home. If you were injured as a pedestrian, the insurance company of the car that hit you may be liable to make these payments.